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2 Beds
2 Baths
936 sqft

$320,000

2900 Binnacle LN, ST JAMES CITY FL, 33956

Price per sqft$341.88
Built in1989
Property size936 sqft
Property typeResidential
Courtesy of Laura Hart, DomainRealty.com LLC, (231) 360-0405

Overview

Active

Listed Oct 27, 2026

Updated 42h ago

GULF ACCESS, DEEDED WATERFRONT LAND & EXTENSIVE UPDATES IN CHERRY ESTATES! Welcome to relaxed island living at 2900 Binnacle Lane in St. James City, where your own canal-front retreat puts Southwest Florida's boating, fishing & waterfront lifestyle within easy reach. Situated on an individually owned lot with NO LOT RENT, this inviting home offers an exceptional opportunity for a seasonal escape, full-time residence or weekend getaway. Step inside to discover a bright, comfortable interior with updated flooring, decorative trim, refreshed finishes, updated light fixtures & ceiling fans. The open living & dining areas offer plenty of space to gather, while windows & sliding glass doors bring in natural light and draw your eye toward the water. The beautifully remodeled kitchen is a standout, featuring crisp white cabinetry, Corian countertops, stainless steel appliances, a modern range hood & a generous breakfast bar that adds preparation space and casual seating. Both bedrooms offer comfortable retreats, while the bathrooms feature updated vanities and finishes. The improvements extend well beyond the kitchen! The seller reports a new roof, newer siding with added insulation and foam board, updated skirting, insulation beneath the replacement flooring & a hurricane-rated sliding glass door. Electrical improvements have been completed along the kitchen/main-entrance side and in the laundry area. The A/C and water heater are approximately five years old, with A/C tubing replaced following Hurricane Ian. These improvements complement the home's welcoming coastal feel while offering buyers a head start on many major updates. Outside is where the island lifestyle really shines! Open the sliding doors to a spacious tiled patio overlooking the canal, framed by tropical palms and perfect for morning coffee, outdoor dining or unwinding after a day on the water. The property features a seawall, fish-cleaning station & boat lift, offering an appealing waterfront setup for boating enthusiasts and anglers. The boat lift previously operated but currently requires electrical repairs. Two storage sheds provide additional room for fishing tackle, tools, boating gear & seasonal equipment. Select furnishings may also be available with the sale, subject to agreement. Cherry Estates offers a network of canals with boating access to the Gulf of America, putting the waterways and natural beauty of Pine Island at your doorstep. Enjoy nearby waterfront dining, excellent fishing opportunities, island shops & a slower pace of life, all without the ongoing expense of leased land. Whether you're seeking a place to launch your next adventure or simply relax by the water, this property combines extensive improvements, a desirable canal setting, valuable waterfront amenities & remarkably low annual association dues. Come experience the possibilities of waterfront living in St. James City!

$2,129/mo

Est. mortgage payment based on a $320,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
2026044800

Interior Features

Bedrooms
2
Bathrooms
2
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.08 Acres

Other Property Details

Taxes
$4,613
Tax Frequency
Annually
Association Fee Frequency
Yearly
View
Yes
Pets Allowed
Yes
Waterfront
Yes
55+/Senior Community
No
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The IDX display contains information sourced from the Naples Area Board of REALTORS® as of 10/28/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

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Data last updated 3:14 AM UTC, 10/28/2026

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